The Change Account is a transactional account, designed to simplify your finances.

The Change Account

The Change Account is offered through our preferred partner for your everyday transaction needs. (Must be at least 18 and a resident of the UK)

What is the Change Account? The Change Account has a dedicated Sort Code and Account Number and, a Prepaid Debit MasterCard®. It offers many payment features, such as Faster Payments and Direct Debits as well as innovative budgeting tools to make it easier for you to manage your money.

How does it work? The Change Account has two main features: Your Change Account includes a Card account which you can access with your Card when withdrawing cash and making Card purchases, and which you can manage online or through your mobile app. Your Change Account also has Change Account Wallets which are secure budgeting tools.

What does it cost? Charges do apply but you can take advantage of reduced fees through our partnership with the Change Account. Click here for list of fees if you apply using the form below.

Who can apply? There are no credit checks required to apply for The Change Account but you need to be 18 years old or over and a resident in the UK.

For full details of what the Change Account can do for you visit their Website

To create an account simply complete the form below or click here

Rewarding You

Get 3-12% Cash Back into Your Change Account by using Your Change Account Prepaid Debit Mastercard® at a great range of 16 participating retailers.

Pay for your goods at the participating retailers in store or online

Any Cash Back you have made will be combined and will go directly into Your Card account in one lump sum at the end of the following month

A summary of your previous months Cash Back Rewards Payment will be available on your overview and on your monthly statements

To view the participating retailer brands in our Rewards Programme log into Your Change Account, go to Overview and select ‘Participating Retailers‘.

Latest News

Community news and information

Coronavirus (COVID-19) Update 4
Important Message from Lincolnshire Credit Union: If your income has been impacted or will be impacted by the current health crises and you are worried you may not be able to make your next loan repayment please get in touch with us as soon as possible. Please email... read more

Coronavirus (COVID-19) Update 3
Please note the Credit Union will close at 3 pm today and will not re-open for at least 3 weeks. This is because the building we occupy will be in lockdown. We are working on contingency arrangements and please ensure you follow our social media accounts as this will be where... read more

Coronavirus (COVID-19) Update 2
The AGM & SGM that was due to be held on the 26th of March 2020 has now been cancelled. As of now we are planning to reschedule the AGM but are unable to give a new date given the uncertainty of recent events. A few people have been asking what is happening with loan... read more