New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

We are a responsible lender offering competitive interest rates

• Loans up to £7,500 
• No admin charges
• No early repayment penalties
• No set up fees
• A choice of repayment frequencies and methods to suit individual borrowers
• Interest is calculated daily on the outstanding balance of the loan so paying early reduces the interest you pay
• Repayment period of up to five years depending on the amount and purpose of the loan
• Free loan protection insurance (age, health and amount restrictions apply)

All loans are subject to status and must meet our lending criteria. All borrowers must be members of Lincolnshire Credit Union, but you can apply for both membership and a loan at the same time.

What type of loan is best for you?

Unsecured Loan

For new and existing members who do not wish to secure their loan with their savings.

Equity Loan

Available to existing members who have saved for at least 12 weeks and wish to use savings to secure their loan and benefit from a lower interest rate.

Saver Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

Latest News

Community news and information

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A Matter of Life and Debt
The second series of this documentary is currently showing on BBC One, previous episodes available... read more

Annual General Meeting
Save the Date – Annual General Meeting on the afternoon of Tuesday 12th February 2019, The... read more