New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

We are a responsible lender offering competitive interest rates

• Loans up to £7,500 
• No admin charges
• No early repayment penalties
• No set up fees
• A choice of repayment frequencies and methods to suit individual borrowers
• Interest is calculated daily on the outstanding balance of the loan so paying early reduces the interest you pay
• Repayment period of up to five years depending on the amount and purpose of the loan
• Free loan protection insurance (age, health and amount restrictions apply)

All loans are subject to status and must meet our lending criteria. All borrowers must be members of Lincolnshire Credit Union, but you can apply for both membership and a loan at the same time.

What type of loan is best for you?

First Loan

For new and existing members who are applying for their first loan with us.

Personal Loan

Available to existing members who have had a loan with us previously.

Loyalty Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

Latest News

Community news and information

The Benefits of Saving Regularly
Something that has been pushed recently is having savings accounts. Which might seem like a little bit of a hassle when it comes to having more bank accounts to keep track of. However having a separate account for savings can be very beneficial, having a dedicated savings... read more

Tips on how to start saving - Part One
One of the hardest things is starting to save money especially if you’re living from pay check to pay check. Lincolnshire Credit Union wants to help people start saving money. We know that everyone has a different relationship with money and how we spend or save, so we put... read more

Loan Shark Awareness Week #StopLoanSharksXmas
It’s Loan shark awareness week. It’s that time of the year where money can be tight, and some people turn to anyone for a loan. When banks are too much or declining loans some people turn unknowingly to borrowing from a loan shark. A loan shark is someone who lends money... read more