New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

Unsecured Loan

For new and existing members who do not wish to secure their loan with their savings.

Member Loan

Available to existing members who have saved for at least 12 weeks and wish to use savings to secure their loan and benefit from a lower interest rate.

Saver Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

Equity Loans

For existing members who have saved regularly with us and who have built up savings of at least half the value of the loan being applied for.


• Savings continue to receive a dividend
• A lower interest rate than our unsecured loans 


• For members who can pledge all, or part of their savings for the duration of the loan
• Required to have an established savings record with the credit union
• Have not been Bankrupt in the last year

Meeting the criteria does not guarantee acceptance

Payment Calculator

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A 'Representative APR/Example' is the interest rate applied to over half of loans issued for a particular size of loan. All lenders advertise rates in this way. Most lenders (including us) use personalised pricing and this means your rate will be based on your personal circumstances.


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Latest News

Community news and information

Local support groups given a huge boost
'Financial wellbeing groups will benefit from extra support thanks to more than £147,000 raised... read more

Five simple steps to start saving in 2019
'Saving can be tough, especially when money is tight, however having a buffer to fall back on can... read more

Dividend Payment
We’re delighted that the members approved a dividend payment of 0.1% at our recent AGM. Funds... read more