New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

First Loan

For new and existing members who are applying for their first loan with us.

Personal Loan

Available to existing members who have had a loan with us previously.

Loyalty Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

First Loan

A First loan is available to both existing and new members who have not had a loan with us previously.

As a responsible lender we will not agree to a loan unless you can demonstrate that you are able to afford the loan repayments from within your budget.

Features:

• First Loans start from £100 up to a maximum of £3,000
• Fixed rate of 42.6% APR
• Your savings are not held as security against the loan
• Loans may be available even if you have a poor credit rating or have had previous financial problems – providing you can demonstrate that your current circumstances enable you to afford the loan repayments.

Criteria:

• Available to new and existing members who are first time borrowers
• Commit to save while repaying the loan
• Agree to a credit check

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Latest News

Community news and information

The Benefits of Saving Regularly
Something that has been pushed recently is having savings accounts. Which might seem like a little bit of a hassle when it comes to having more bank accounts to keep track of. However having a separate account for savings can be very beneficial, having a dedicated savings... read more

Tips on how to start saving - Part One
One of the hardest things is starting to save money especially if you’re living from pay check to pay check. Lincolnshire Credit Union wants to help people start saving money. We know that everyone has a different relationship with money and how we spend or save, so we put... read more

Loan Shark Awareness Week #StopLoanSharksXmas
It’s Loan shark awareness week. It’s that time of the year where money can be tight, and some people turn to anyone for a loan. When banks are too much or declining loans some people turn unknowingly to borrowing from a loan shark. A loan shark is someone who lends money... read more